Long-Term Disability (LTD) Lawyer Serving Hartford, CT
Developing a medical condition that prevents a person from working can upend their life. Long-term disability (LTD) benefits can help protect their pre-disability earnings but are often challenging to obtain. If you live in Hartford, CT, then you may require the assistance of a long-term disability lawyer.
Chisholm Chisholm & Kilpatrick has been helping LTD claimants for over 25 years and may be able to help you too. If you live in Hartford, Connecticut, and need help with your disability claim, you can call us at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Hartford, Connecticut
Many individuals in Connecticut are dealing with a disability. Although not every disability may lead to eligibility for long-term disability benefits, if you are grappling with serious and expensive medical conditions, you are not alone:
- Hartford, CT
- Disabled Under Age 65: 11.8%
- Total Population: 120,686
- Connecticut
- Total Healthcare Costs: ~$12.5 billion annually
- Healthcare Costs Per Person with a Disability: ~$21,927
Local Health Facilities
Hartford, CT, is home to numerous healthcare facilities that individuals with long-term disabilities might find beneficial for managing their conditions. Among these facilities are:
- Hartford Hospital
- 80 Seymour Street, Hartford, CT, 06102
- Francis Hospital
- 114 Woodland Street, Hartford, CT, 06105
Common Medical Conditions in Hartford, CT
An array of health condition may impair someone’s ability to work, but to be eligible for LTD benefits, these conditions must meet the definitions and requirements of their LTD policy.
That said, medical conditions that often qualify for LTD benefits include:
Chisholm Chisholm & Kilpatrick’s long-term disability lawyers serving Hartford, CT, are equipped to gather any available proof that someone’s condition meets their policy’s terms.
How CCK Can Help You with Your Hartford LTD Claim
CCK has been helping LTD claimants since 1999, and we are eager to help you at any point in the claims and appeals process. Some of the ways we can help you include:
- Reviewing your insurance policy for key terms
- Reviewing your denial letter for refutable points
- Tracking all filing deadlines
- Collecting and submitting all evidence on your behalf
- Acting as a point of contact between you and your insurer
- Ensuring your claim is compliant with ERISA
- And more
Insurance companies such as Unum frequently deny claims. Our team knows how to handle these companies and help ensure that claims receive a fair review.
Call CCK Today
If you live in Hartford, CT, and need help with your long-term disability claim, we may be able to help. A long-term disability lawyer from CCK is ready to analyze your case. Call us today at (800) 544-9144 for a free case evaluation with a member of our team serving Hartford, CT.
Hartford Blog Posts
- Filing Deadlines for ERISA-Governed Long-Term Disability (LTD) Claims
Learning to cope with a new sickness or injury can be difficult, stressful, and cause a lot of uncertainty. In addition to managing your health, you must navigate the procedures and deadlines associated with applying for ERISA-governed long-term disability (LTD) benefits. If you received your long-term disability insurance through your employer, the procedures are likely […]
- Problems and Solutions: Missing Deadlines in Long-Term Disability Claims
The long-term disability claims and appeals process has several important components. One of these components is adhering to filing deadlines. These deadlines exist during each stage of the LTD process. Specific deadlines vary from policy to policy, but what happens if an LTD claimant misses one? Unfortunately, missing a deadline could result in a denial […]
- Long-Term Disability (LTD) Claims for Psychologists
If you are currently suffering from a condition that prevents you from working as a psychologist, you have the option to file a claim with your insurance company for long-term disability (LTD) benefits. Read more to learn about what LTD insurance for psychologists entails and how to increase your chances of getting your claim approved. […]