HomeERISA & Insurance Litigation

The Nation’s Premiere Insurance Litigators

The process of appealing an ERISA disability claim denial can be complicated, but you do not need to handle it alone. Let our knowledge, experience, and resources advocate for you.

Featured Testimonial

I have been a CCK client for several years. They won my LTD appeal with Sun Life and I have received my LTD benefits ever since. CCK has been great at managing our long distance relationship by phone and email. They are accessible and return my calls and emails promptly. They are there when I need them.

Judy S.

What is ERISA?

Although there are exceptions, most disability, life, health and long-term care policies, as well as pension benefits, provided by your employer are covered by the Employee Retirement Income Security Act (ERISA). This federal statute usually pre-empts state laws designed to protect consumers and creates significant (but not insurmountable) hurdles for claimants seeking benefits to which they were promised. Our lawyers know how to interpret these ERISA statutes, the applicable Department of Labor Regulations, the plan documents and the case law of the federal courts to protect your entitlement to benefits.

Non-ERISA Claims

If you purchased a long-term disability, short-term disability, life insurance, long-term care insurance policy or you work for the government or a church-related organization, then ERISA does not usually apply and the state laws designed to protect insured individuals are available for our attorneys to use in securing your benefits. Regardless of the specific type of policy you have, we will work to secure your benefits.

If your claim has been denied, you may have a limited amount of time to appeal the decision, so it is important to get help as soon as possible.

We're honored to make a difference in the lives of our clients.

After battling cancer, I was glad to have Chisholm Chisholm & Kilpatrick fight for my ERISA LTD benefits. I always felt like I was in good hands. They knew exactly how to help me. I am so grateful that I can focus on my health and my family now.

Marianne D.

Since Chisholm Chisholm & Kilpatrick won my ERISA long term disability appeal, they have continued to help me deal with the insurance company. They let me know what is happening with my case and are always happy to answer my questions about my LTD benefits. The entire CCK team is professional and kind. They have taken great care of me over the years.

Cindy D.
I highly recommend Chisholm Chisholm & Kilpatrick. CCK represented me on my short term disability and long term disability claims. The insurance company denied my claims, taking the position that they were late. CCK appealed and won my benefits. CCK handled my case skillfully and professionally, and the attorneys were a pleasure to work with. I couldn’t have been more satisfied with the outcome.

Mark S.

I have been a CCK client for several years. They won my LTD appeal with Sun Life and I have received my LTD benefits ever since. CCK has been great at managing our long distance relationship by phone and email. They are accessible and return my calls and emails promptly. They are there when I need them.

Judy S.

After my LTD claim was denied, it was a great relief to have CCK take over and know exactly how fight for my benefits. CCK exceeded my expectations.

Bradford P.

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