Long-Term Disability Lawyer Serving Rockville, MD
If you have developed a medical condition in Maryland that prohibits you from working, your long-term disability (LTD) policy—often included as one of your employee benefits—may be able to help cover your pre-disability earnings while you recover. However, policy requirements can be strict and time-consuming, and insurers may seize any opportunity to delay or deny your benefits.
Fortunately, if you live in Rockville, MD, then an LTD attorney from Chisholm Chisholm & Kilpatrick (CCK Law) may be able to help.
CCK Law has been helping LTD claimants since 1999. In that time, we have helped hundreds of claimants get the disability benefits they need, and we may be able to help you too. Whether you are filing an initial claim or appealing a denial from your insurer, we have the experience to assist you. Call us today at (800) 544-9144 for a free case evaluation.
Quick Disability Statistics about Rockville, Maryland
Many individuals in Rockville, MD, may be suffering from a disabling medical condition that is stopping them from working. Healthcare costs are also rising. This combination makes getting long-term disability benefits more important than ever to the people of Rockville. The following statistics illustrate this situation:
- Rockville, MD
- Total disabled population: 11.3%
- Total population: 67,117
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
Local Healthcare Facilities
When suffering from a medical condition that qualifies for LTD benefits, it is important to receive all recommended treatments (and usually a requirement by your LTD insurer). Those living in Rockville, MD, have several healthcare facilities they may utilize, including:
- Adventist HealthCare Shady Grove Medical Center
- 9901 Medical Center Drive, Rockville, MD 20850
- Patient First Primary and Urgent Care Rockville
- 726 Rockville Pike, Rockville, MD 20852-1133
Common Medical Conditions in Rockville, MD
There are many medical conditions that can interfere with employment and thus make a person eligible for long-term disability benefits. Note that to receive benefits, you must prove that your condition meets your policy’s specific definition of disability. Common medical conditions that often qualify a person for LTD benefits include:
How CCK Law Can Help You with Your Rockville LTD Claim
CCK Law has gone up against the biggest insurance companies, such as Unum and The Hartford. We tailor our approach to each client to ensure the best chances of success. Some of the ways we help our clients include:
- Acting as a point of contact between you and your insurer
- Collecting and submitting all evidence on your behalf
- Tracking all filing deadlines
- Ensuring all claims are compliant with ERISA
- Submitting a comprehensive appeal to the insurance company if you receive a denial of your initial claim
- Litigating in court when necessary
- And more
Call CCK Law Today
A long-term disability lawyer serving Rockville, MD, from CCK Law is ready to help you at any stage of the claim process. Whether you need help filing an initial claim, an appeal, or a lawsuit in court, we are capable of assisting you. Call us today at (800) 544-9144 for a free case evaluation with a member of the CCK Law team serving Rockville. We will analyze your case and determine if we can help.
Rockville Blog Posts
- Short-Term Disability Benefits vs. Long-Term Disability Benefits: What You Need to Know
There are commonly two types of disability insurance plans that you may have through your employer: short-term disability (STD) and long-term disability (LTD). While these two types of benefits are often similar, there are several key differences between them of which policyholders should be aware. Understanding the differences between these two types of disability benefit […]
- Long-Term Disability (LTD) Claims for Prosthodontists
There are around 3,500 prosthodontists working in the United States. These professionals are highly trained dentists who specialize in the replacement and restoration of teeth, as well as jaw repairs. When a prosthodontist is afflicted by a medical condition or injury, they may find themselves unable to perform their challenging duties. At this point, it […]
- Long-Term Disability (LTD) Claims for Accountants
There are, in the United States, approximately 1.32 million accountants. These hardworking professionals are a vital part of many major businesses, as they are responsible for the financial data of a given company or individual. As such, the cognitive abilities of an accountant are a priority for them to maintain. A medical condition that affects […]