Long-Term Disability Lawyer Serving Brookmont, MD
Brookmont, Maryland is home to many individuals who suffer from a medical condition that interferes with their ability to work. Long-term disability (LTD) insurance policies—like those offered by many employers—may be highly useful in these circumstances. However, insurance companies frequently deny LTD claims.
Fortunately, this may not be a dilemma that you need to face alone. A Chisholm Chisholm & Kilpatrick long-term disability lawyer serving Brookmont, MD, can help claimants at any stage of the LTD claim or appeal process. We have been helping LTD claimants for over 25 years get the benefits they need, and if you call us today at (800) 544-9144 for a free case evaluation, we would love to to see if we can serve you too.
Quick Disability Statistics for Those Living in Brookmont, Maryland
Long-term disability benefits can protect a person’s pre-disability earnings when they become unable to work for an extended period. These benefits are more relevant than ever, as the following statistics illustrate:
- Brookmont, MD
- Total disabled population: 8%
- Total population: 3,751
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
Local Healthcare Facilities in Brookmont, MD
Insurers typically require that claimants are reducing their time out of work by pursuing all relevant treatment. However, there are no local healthcare facilities located directly within Brookmont. Instead, individuals who develop a medical disability must travel to nearby Bethesda or Fort Washington for health care facilities—an additional time-consuming challenge that further highlights the need for LTD benefits and the potential for denial of an insufficiently supported claim.
Common Medical Conditions in Brookmont, MD
Many medical conditions can prevent a person from working. Common medical conditions that can interfere with employment and trigger long-term disability benefits include:
How CCK Law Can Help with Your Brookmont LTD Claim
Since 1999, Chisholm Chisholm & Kilpatrick has been helping long-term disability claimants receive LTD benefits. We tailor our approach to each individual client, and we can often help at any stage of the claim or appeal process. Some of the ways we help our clients include:
- Reviewing your long-term disability insurance policy
- Reviewing your denial letter
- Collecting and submitting all evidence on your behalf
- Tracking all filing deadlines
- Ensuring all claims are compliant with ERISA
- Acting as a point of contact between you and your insurer
- Litigating in court when necessary
- And more
Call CCK Law Today for a Free Case Evaluation
A Chisholm Chisholm & Kilpatrick long-term disability lawyer serving Brookmont, MD, is prepared to add value in any stage of the claims and appeals process. We know how difficult it can be to obtain such benefits and want to help. Call us today at (800) 544-9144 for a free case evaluation with a member of the team serving Brookmont.
Brookmont Blog Posts
- Why ERISA Was Enacted And How It Should Benefit You Today
ERISA, or the “Employee Retirement Income Security Act of 1974,” is a federal law. The U.S. House of Representatives enacted ERISA to implement rules and standards plan administrators must follow to protect individuals who have employer-provided benefit plans. These plans include pensions, retirement funds, welfare benefits, health benefits, and 401(k)s. It also covers most employer-provided […]
- Is Long-Term Disability Taxable?
Navigating Long-term disability (LTD) insurance can be confusing and adding tax considerations on top of that can be stressful. Long-term disability provides financial benefits to you if you are unable to work for a long period of time due to disability. But are the benefits you receive taxable? In short, long-term disability benefits can be […]
- Long-Term Disability Requirements Explained
It is a stressful time for you and your family when you become disabled due to a medical condition or injury and cannot work. However, a long-term disability (LTD) insurance policy can protect a percentage of your pre-disability earnings. You may have this policy either through your employer (i.e., a group policy) or directly from […]