Long-Term Disability Lawyer Serving Somerset, MD
If you live in Somerset, Maryland, and are suffering from a medical condition that is preventing you from working, then you may be eligible for long-term disability (LTD) benefits. LTD policies are often included as one of your employee benefits, protecting a percentage of your pre-disability earnings in the event of disease or injury.
Unfortunately, LTD policies often contain highly specific terms, and many insurance companies use these restrictions to deny LTD claims. But this is not a situation you must handle on your own. Chisholm Chisholm & Kilpatrick (CCK Law) has been helping LTD claimants since 1999 get the benefits they deserve and may be able to assist you too. If you live in in Somerset, MD, and are struggling with an LTD claim or appeal, call CCK Law today at (800) 544-9144 for a free case evaluation with a member of our team. See below for some of the ways that we can help you during this challenging time.
Quick Disability Statistics for Those Living in Maryland
Long-term disability benefits can help cover healthcare costs associated with treating a disabling condition. The following statistics highlight this importance to the Maryland population:
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
Local Healthcare Facilities
Many insurance companies require that LTD claimants receive appropriate care and treatment for their conditions. If you live in Somerset, MD, then you may need to visit local healthcare facilities in nearby towns, such as Princess Anne. The travel and expenses required further highlight the value of having an LTD attorney assist with your claim or appeal, allowing you to focus on recovery.
Common Medical Conditions in Somerset, MD
Many medical conditions may render you unable to work for an extended period in Somerset, MD. Some common conditions include:
How CCK Law Can Help with Your Somerset LTD Claim
Since 1999, CCK Law has helped hundreds of long-term disability claimants get the benefits they needed. We have gone up against all the big-name insurance companies and know how they operate. We tailor our strategy to each client to ensure the best chances of success. Some of the ways we can help you with your Somerset, MD, LTD claim include:
- Acting as a point of contact between you and your insurer
- Collecting and submitting all evidence on your behalf
- Tracking all filing deadlines
- Ensuring your claim is compliant with ERISA
- Litigating in court when necessary
- And more
Call CCK Law Today
Getting long-term disability benefits is not easy, but it is not something you must do on your own. CCK Law is eager to assist. A long-term disability lawyer serving Somerset, MD, can join you at any stage of the claim or appeal process. Call us today at (800) 544-9144 for a free case evaluation with a member of our team. We will analyze your case and determine how we can serve.
Somerset Blog Posts
- Independent Medical Exams (IME) for Long-Term Disability Claims
Filing for long-term disability benefits is often stressful for insured employees who develop a debilitating medical condition. There is a myriad of issues they may face, including the waiting period; the maximum benefit period, and others. One of the most common issues that LTD claimants face is when their insurer requests they attend an independent […]
- Litigation and Long-Term Disability Insurance
Filing a long-term disability (LTD) claim is complex and overwhelming for many claimants. While all claimants hope their insurance company approves their initial claim, this is not always the case. When the insurance company denies an initial claim, the claimant has the right to appeal; but what happens when the appeal is denied, too? The […]
- Long-Term Disability (LTD) Claims for Financial Managers
If you are a financial manager suffering from a debilitating medical condition that is making it difficult (or impossible) to work, you may be able to file for long-term disability (LTD) benefits. If you have such a policy, you can file a claim with your insurance company to receive benefits that can protect a percentage […]