Long-Term Disability Lawyer Serving Bowie, MD
There are many individuals living in Bowie, Maryland, who have found themselves unable to work due to a medical condition. When a medical condition or treatment prevents a person from performing the duties of their job, then long-term disability (LTD) insurance—like that included by many employers in their employee benefits portfolio—can be vital for preserving financial stability and allowing individuals to focus on their recovery.
However, insurance companies, like The Hartford, frequently deny LTD claims. Know that disability benefit claims and appeals are not something you must do alone. A Chisholm Chisholm & Kilpatrick long-term disability lawyer serving Bowie, MD, may be able to help you, just like we have helped hundreds of other LTD claimants since 1999. Call us today at (800) 544-9144 for a free case evaluation.
Quick Disability Statistics for Those Living in Bowie, Maryland
Long-term disability benefits can help protect a person’s pre-disability benefits. With rising healthcare costs and health care professional shortages, getting these benefits is more expensive and time-consuming than ever. Consider these statistics about disabilities and health care in Bowie and Maryland:
- Bowie, MD
- Total disabled population: 9.7%
- Total population: 43,092
- Maryland
- Total health care costs: ~17 billion
- Health care costs per person with a disability: ~$21,118
Local Health care Facilities in Bowie
Insurers often require that claimants are undergoing whatever reasonable treatment they can to reduce their time out of work. Bowie, MD, has several healthcare facilities those with disabling medical conditions may utilize to treat their condition, including:
- UM Bowie Health Center (Emergency Department): 15001 Health Center Drive, Bowie, MD 20716
- Kaiser Permanente Bowie Fairwood Medical Center: 5400 Hillmeade Rd., Bowie, MD 20720
Common Medical Conditions in Bowie, MD
There is a wide range of medical conditions common to in Bowie, MD, and beyond that can interfere with employment, potentially qualifying an individual for long-term disability benefits. Examples include:
How CCK Law Can Help with Your Bowie LTD Claim
CCK Law has been helping LTD claimants for over 25 years. We tailor our approach to each individual client. Some of the ways we help include:
- Reviewing your insurance policy
- Reviewing your denial letter
- Collecting and submitting all evidence on your behalf
- Ensuring all claims are compliant with ERISA
- Acting as a point of contact between you and your insurer
- Tracking all filing deadlines
- Litigating in court when necessary
- And more
Call CCK Law Today for a Free Case Evaluation
Obtaining LTD benefits is challenging, and the team at Chisholm Chisholm & Kilpatrick understands this. We want to alleviate this burden regardless of where in the claims and appeals process you are. Call us today at (800) 544-9144 for a free case evaluation with a member of the CCK Law team serving Bowie, MD. We will analyze your case and determine if we can assist.
Bowie Blog Posts
- Long-Term Disability Insurance: What Is It, and Is It Worth Getting?
Unfortunately, we as humans are not invincible. It is easy to assume that “an accident won’t happen to me,” or “I’m healthy! I won’t get sick,” or “my illness really isn’t that bad.” Of course, there is no way of knowing what will happen in the future, which is why insurance exists in the first […]
- What Happens to Long-Term Disability (LTD) Benefits If I Lose My Job?
Long-term disability (LTD) benefits are important for those who have a medical condition that prevents them from working. These benefits protect a percentage of a person’s income, usually between 60 and 80 percent of their pre-disability earnings. Yet what happens if they lose their job while receiving benefits? Generally, when you lose your job, it […]
- Can I Work While on Long-Term Disability?
It is not uncommon for a claimant receiving long-term disability (LTD) benefits to wish to return to work in some capacity. While it can be difficult, it is possible under certain long-term disability policies. If you are collecting long-term disability insurance benefits and want to return to work, you will need to proceed carefully to […]