Long-Term Disability Lawyer Serving Ellicott City, MD
Developing a medical condition that prevents a person from working can take a toll on finances and recovery. However, long-term disability (LTD) insurance can help, and many people have either purchased a policy or been given one through their employer. Unfortunately, these benefits are often challenging to obtain due to complex policies and insurance companies denying claims.
Fortunately, if you live in Ellicott City, Maryland, this is not a situation that you must navigate alone. Chisholm Chisholm & Kilpatrick has been helping LTD claimants for over 25 years and may be able to help you too. A CCK Law long-term disability lawyer serving Ellicott City, MD, is prepared to help claimants at any stage of the process. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Ellicott City, Maryland
Many individuals in Maryland suffer from medical conditions that disable them, and healthcare and living costs are high.
- Ellicott City, MD
- Total disabled population: 7.4%
- Total population: 75,947
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
This can make LTD benefits crucial to stabilizing finances and reducing distractions from recovery.
Local Healthcare Facilities
Insurers may require that LTD claimants be pursuing all reasonable means to treat their conditions and reduce their time out of work. Ellicott City, MD has several local healthcare facilities. Those seeking long-term disability benefits can utilize these facilities to help treat their conditions. Some facilities include:
- Ascension Saint Agnes Primary Care Ellicott City
- 2850 North Ridge Rd #103, Ellicott City, MD 21043
- Mercy Person Physicians at Ellicott City
- 3290 North Ridge Rd, Ellicott City, MD 21043
Common Medical Conditions in Ellicott City, MD
There are many medical conditions that can prohibit a person from working. A long-term disability attorney serving Ellicott City, MD, can help claimants prove that their conditions prevent them from working according to the specific terms of their policies. Some common examples include:
How CCK Law Can Help You with Your Ellicott City LTD Claim
CCK Law has been helping LTD claimants since 1999, and we are prepared to assist at any point in the claims and appeals process. Some of the ways we have served include:
- Gathering and submitting all medical records
- Gathering and submitting all supplemental evidence
- Ensuring your claim is compliant with ERISA
- Tracking all deadlines
- Acting as a point of contact between you and your insurer
- Litigating in court when necessary
- And more
Call CCK Law Today
If you live in Ellicott City, MD, and need help with your long-term disability claim or appeal, then Chisholm Chisholm & Kilpatrick may be able to help. We’ve gone up against all the big-name insurance companies, such as Unum, and know how they operate. A long-term disability lawyer serving Ellicott City, MD, from CCK Law may be able to find ways to reduce time-consuming errors in a claim and maximize benefits. Call us today at (800) 544-9144 for a free case evaluation to see if we can assist.
Ellicott City Blog Posts
- Long-Term Disability (LTD) Claims for Anesthesiologists
When a medical professional, such as an anesthesiologist, develops a condition that impairs their ability to work, it can be overwhelming. When they cannot adequately perform their duties, their patients suffer. If you find yourself unable to work, you may want to consider filing for LTD benefits. This article will address some of the questions […]
- Effective Communication and Long-Term Disability Claims
Long-term disability insurance can be purchased by individuals or can be received through your employer. If you lose income due to a covered disability, long-term disability insurance will replace all or some of your income and may provide other benefits. In order to receive these benefits, you must file a claim with your insurer. This […]
- Long-Term Disability (LTD) Claims for Consultants
Consultants form a large part of the workforce, and their specialties span several industries. As such, when a consultant develops a health condition that prevents them from working, they may need to file a long-term disability (LTD) claim. However, this process can sometimes seem impossible to overcome. In this article, we will answer some of […]