Long-Term Disability Lawyer Serving Columbia, MD
Individuals living in Columbia, Maryland, may develop a medical condition that prevents them from working. When this occurs, long-term disability (LTD) policies—such as those offered by many employers—may be crucial for stabilizing finances during recovery. However, insurance companies frequently deny LTD claims.
Fortunately, this is not a solution that they must deal with alone. A Chisholm Chisholm & Kilpatrick long-term disability lawyer serving Columbia, MD, may be able to help. Since 1999, CCK Law has been helping LTD claimants receive the benefits they deserve, and we may be able to assist you too. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Columbia, Maryland
Long-term disability benefits can protect a person’s pre-disability earnings when they become unable to work. This is especially important with the ever-increasing demand and costs for health care, as the following statistics illustrate:
- Columbia, MD
- Total disabled population: 10.9%
- Total population: 104,681
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: $21,118
This is even more relevant due to the fact that insurance companies often require claimants in Columbia, MD, to receive treatment for their condition.
Local Healthcare Facilities
Columbia, MD, has several healthcare facilities that LTD claimants can utilize for treatment for a medical condition. Some include:
- Johns Hopkins Howard County Medical Center
- 5755 Cedar Lane, Columbia, MD 21044
- MedStar Health Urgent Care
- 6334 Cedar Lane, Columbia, MD 21044
Common Medical Conditions in Columbia, MD
If a disabling medical condition is significantly impacting your ability to work in Columbia, MD, you are not alone. Common medical conditions that often prevent people from working and which may entitle them to LTD benefits include:
How CCK Law Can Help with Your Columbia LTD Claim
When facing the challenge of filing or appealing for long-term disability benefits in Columbia, MD, contacting a long-term disability lawyer can be a crucial step. CCK Law has been helping LTD claimants for over 25 years. A CCK Law long-term disability attorney serving Columbia, MD, may be able to assist you. Some of the ways we have done this include:
- Gathering and submitting necessary medical records
- Ensuring paperwork is accurately completed and submitted
- Tracking all deadlines
- Handling correspondence with insurance companies, such as Unum
- Ensuring claims are compliant with ERISA
- Litigating in court when necessary
- And more
Call CCK Law Today for a Free Case Evaluation
Getting long-term disability benefits in Columbia, MD, can be difficult. Chisholm Chisholm & Kilpatrick understands this and wants to help. We have helped hundreds of LTD claimants receive the benefits they were entitled to, and we may be able to help you with your claim or appeal too.
Call CCK Law today at (800) 544-9144 for a free case evaluation. A member of our team serving Columbia, Maryland, will analyze your case and determine if we can help.
Columbia Blog Posts
- Why ERISA Was Enacted And How It Should Benefit You Today
ERISA, or the “Employee Retirement Income Security Act of 1974,” is a federal law. The U.S. House of Representatives enacted ERISA to implement rules and standards plan administrators must follow to protect individuals who have employer-provided benefit plans. These plans include pensions, retirement funds, welfare benefits, health benefits, and 401(k)s. It also covers most employer-provided […]
- Do I Have to Pay Back My Long-Term Disability?
Developing a disability can be stressful for you and your family. Fortunately, many employers offer long-term disability (LTD) benefits to their employees. This insurance — which you can also buy privately from an insurance company — can protect a percentage of your pre-disability earnings when you are unable to work due to an illness or […]
- Is Long-Term Disability Taxable?
Navigating Long-term disability (LTD) insurance can be confusing and adding tax considerations on top of that can be stressful. Long-term disability provides financial benefits to you if you are unable to work for a long period of time due to disability. But are the benefits you receive taxable? In short, long-term disability benefits can be […]