Long-Term Disability Lawyer Serving La Plata, MD
If you develop a medical condition that prevents you from working, long-term disability (LTD) insurance—often included in your employee benefits—can provide income while you recuperate. But LTD insurers serving Maryland often deny LTD benefits, using specific requirements in your policy to find flaws in your claim or appeal.
Fortunately, this is not a situation that you must handle on your own. If you live in La Plata, MD, then an experienced long-term disability lawyer from Chisholm Chisholm & Kilpatrick may be able to help. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in La Plata, Maryland
Many people in La Plata, MD, are suffering from medical conditions that may qualify for long-term disability benefits. And with healthcare costs rising each year, LTD benefits are more important than ever before.
- La Plata, MD
- Total disabled population: 10.9%
- Total population: 10,159
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare cost per person with a disability: ~$21,118
Local Healthcare Facilities
LTD insurers require that claimants be pursuing all reasonable treatment options in order to receive benefits. La Plata, MD, is home to several healthcare facilities. Individuals suffering from a disability that prevents them from working can utilize these facilities to treat their conditions. Facilities include:
- University of Maryland Charles Regional Medical Center
- 5 Garrett Avenue, La Plata, MD 20646
- MedStar Health: Urgent Care
- 500 Charles St., La Plata, MD 20646
Common Medical Conditions in La Plata, MD
Many medical conditions can qualify a person to receive long-term disability benefits. Common examples include:
How CCK Law Can Help You with Your La Plata LTD Claim
CCK Law has been serving LTD claimants since 1999. In that time, we have helped hundreds of claimants receive the benefits they deserved. Some of the ways we help our clients include:
- Collecting and submitting evidence
- Acting as a point of contact between them and their insurers
- Tracking all filing deadlines
- Ensuring claims are compliant with ERISA
- Litigating in court when necessary
- And more
Insurance companies such as Unum frequently deny long-term disability claims. A CCK Law long-term disability serving La Plata, MD, can help ensure your claim is reviewed fairly.
Call CCK Law Today
If you live in La Plata, MD, and need help with your long-term disability claim, a long-term disability lawyer from CCK Law may be able to assist. Call us today at (800) 544-9144 for a free case evaluation with a member of our team serving La Plata, Maryland.
La Plata Blog Posts
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Own Occupation vs. Any Occupation Long-Term Disability Insurance PoliciesYour long-term disability (LTD) insurance policy will specify what definition of disability you need to meet in order to receive benefits. Many definitions of disability contain language specifying what occupation(s) you must be disabled from in order to meet the definition of disability. LTD policies commonly refer to these definitions as own occupation and any […]
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Six Reasons You Need a Long-Term Disability LawyerIf you have long-term disability (LTD) insurance, then you know it is a safeguard against losing your income if you find yourself unable to work due to a disabling health condition. You can generally purchase a long-term disability plan through your employer, or you can opt for a private plan purchased directly from an insurance […]
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How to Get Long-Term Disability BenefitsNobody wants to think about becoming disabled. However, it is important to consider what to do if such an event were to occur. How would you pay your day-to-day expenses when you are unable to work? Getting long-term disability (LTD) benefits is key to managing your health while not worrying about your income. Many may […]