Long-Term Disability Lawyer Serving Poolesville, MD
If you have developed a medical condition in Maryland that prohibits you from working, your long-term disability (LTD) policy—often included as one of your employee benefits—may be able to help cover your pre-disability earnings while you recuperate. Yet LTD policies can be complicated, and insurance companies frequently deny LTD claims.
Fortunately, this is not a situation that you must handle on your own if you live in Poolesville, MD. A long-term disability lawyer from Chisholm Chisholm & Kilpatrick is prepared to help you at any stage of the claim process. Since 1999, CCK has been helping LTD claimants and may be able to help you too. Call us today at (800) 544-9144 for a free case evaluation.
Quick Disability Statistics for Poolesville, Maryland
Many other individuals in Maryland are dealing with a debilitating condition. In many cases, they are unable to work. Healthcare costs are rising, so obtaining LTD benefits is more important than ever to receive the treatment necessary to get better.
The following statistics illustrate the situation:
- Poolesville, MD
- Total disabled population: 5,742
- Total population: 8.9%
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with disability: ~$21,118
Local Healthcare Facilities
In order to file for long-term disability benefits, it is important to be receiving any necessary treatment for your condition. In Poolesville, MD, individuals may utilize the healthcare facilities like the following to manage their condition:
- Poolesville Family Practice
- 19710 Fisher Avenue, Suite J, Poolesville, MD 20837
Common Medical Conditions in Poolesville, MD
There are many medical conditions that can prevent a person from working in Poolesville, MD. Some of the most common conditions that may interfere with employment and trigger LTD benefits include:
How CCK Law Can Help You with Your Poolesville LTD Claim
CCK Law has been helping long-term disability claimants for over 25 years. Some of the ways we help our clients include:
- Collecting and submitting all evidence
- Acting as a point of contact between claimants and their insurers
- Tracking all filing deadlines
- Ensuring all claims are compliant with ERISA
- Litigation when necessary
- And more
Call CCK Law Today for a Free Case Evaluation
If you need help with your Poolesville, MD, long-term disability claim or appeal, CCK Law may be able to help. Call us today for a free case evaluation with a member of our team serving Poolesville, MD. We will analyze your case and determine if we can assist.
Poolesville Blog Posts
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Do I Have to Pay Back My Long-Term Disability?Developing a disability can be stressful for you and your family. Fortunately, many employers offer long-term disability (LTD) benefits to their employees. This insurance — which you can also buy privately from an insurance company — can protect a percentage of your pre-disability earnings when you are unable to work due to an illness or […]
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Long-Term Disability (LTD) Insurance Company Deadlines: ERISAEmployer-provided long-term disability (LTD) policies are governed by the Employee Retirement Security Act of 1974 (ERISA), which includes requirements for deadlines. Insurance companies must follow the ERISA regulations when issuing decisions on your long-term disability claim or appeal. Initial Claim Decision Deadlines In order to receive long-term disability (LTD) benefits, you will need to file […]
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Can You Receive Both Workers’ Compensation and Long-Term Disability?Workers’ compensation and long-term disability (LTD) each can play a vital role in providing financial stability when you suffer an injury or illness. Workers’ compensation provides benefits for recovery from work-related injuries or illnesses, potentially including partially lost wages, medical expenses, retraining, and more. LTD provides significant wage replacement if you are unable to work […]