Long-Term Disability Lawyer Serving Ellicott City, MD
Developing a medical condition that prevents a person from working can take a toll on finances and recovery. However, long-term disability (LTD) insurance can help, and many people have either purchased a policy or been given one through their employer. Unfortunately, these benefits are often challenging to obtain due to complex policies and insurance companies denying claims.
Fortunately, if you live in Ellicott City, Maryland, this is not a situation that you must navigate alone. Chisholm Chisholm & Kilpatrick has been helping LTD claimants for over 25 years and may be able to help you too. A CCK Law long-term disability lawyer serving Ellicott City, MD, is prepared to help claimants at any stage of the process. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Ellicott City, Maryland
Many individuals in Maryland suffer from medical conditions that disable them, and healthcare and living costs are high.
- Ellicott City, MD
- Total disabled population: 7.4%
- Total population: 75,947
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
This can make LTD benefits crucial to stabilizing finances and reducing distractions from recovery.
Local Healthcare Facilities
Insurers may require that LTD claimants be pursuing all reasonable means to treat their conditions and reduce their time out of work. Ellicott City, MD has several local healthcare facilities. Those seeking long-term disability benefits can utilize these facilities to help treat their conditions. Some facilities include:
- Ascension Saint Agnes Primary Care Ellicott City
- 2850 North Ridge Rd #103, Ellicott City, MD 21043
- Mercy Person Physicians at Ellicott City
- 3290 North Ridge Rd, Ellicott City, MD 21043
Common Medical Conditions in Ellicott City, MD
There are many medical conditions that can prohibit a person from working. A long-term disability attorney serving Ellicott City, MD, can help claimants prove that their conditions prevent them from working according to the specific terms of their policies. Some common examples include:
How CCK Law Can Help You with Your Ellicott City LTD Claim
CCK Law has been helping LTD claimants since 1999, and we are prepared to assist at any point in the claims and appeals process. Some of the ways we have served include:
- Gathering and submitting all medical records
- Gathering and submitting all supplemental evidence
- Ensuring your claim is compliant with ERISA
- Tracking all deadlines
- Acting as a point of contact between you and your insurer
- Litigating in court when necessary
- And more
Call CCK Law Today
If you live in Ellicott City, MD, and need help with your long-term disability claim or appeal, then Chisholm Chisholm & Kilpatrick may be able to help. We’ve gone up against all the big-name insurance companies, such as Unum, and know how they operate. A long-term disability lawyer serving Ellicott City, MD, from CCK Law may be able to find ways to reduce time-consuming errors in a claim and maximize benefits. Call us today at (800) 544-9144 for a free case evaluation to see if we can assist.
Ellicott City Blog Posts
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Will Severance Affect My Long-Term Disability Benefits?Long-Term Disability (LTD) benefits can protect a person’s income when they are unable to work due to a debilitating medical condition. Often, an employer’s benefits package includes LTD coverage. Such policies are known as “group policies,” which are governed by the federal law known as ERISA. These benefits are necessary for many people, but what […]
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Problems and Solutions: Missing Deadlines in Long-Term Disability ClaimsThe long-term disability claims and appeals process has several important components. One of these components is adhering to filing deadlines. These deadlines exist during each stage of the LTD process. Specific deadlines vary from policy to policy, but what happens if an LTD claimant misses one? Unfortunately, missing a deadline could result in a denial […]
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Can I Apply for Long-Term Disability Benefits If I Was Denied Short-Term Disability Benefits?The idea of missing work for any length of time is a troubling one. However, this is the reality for many hard-working professionals across the country. As such, it is common to have a disability insurance policy. These policies can include short-term disability (STD) and long-term disability (LTD) coverage. When you develop a condition that […]