Long-Term Disability (LTD) Attorney Serving Worcester, MA
If you have developed a disabling medical condition and are unable to work, you may need to file for long-term disability benefits. This can be an overwhelming process, especially if you are trying to take care of a difficult medical condition at the same time. However, the legal team at Chisholm Chisholm & Kilpatrick LTD is here to help. We want to shoulder the burden of filing a claim for you and ensure you get the benefits you deserve.
We have attorneys serving in Worcester, MA who are ready to assist you with your claim no matter where you are in the long-term disability process. You can call us today at 800-544-9144 to speak with a member of our team for a free consultation.
How Can an Attorney Help with Your Long-Term Disability Claim?
While you can file your long-term disability claim out on your own, there are numerous benefits to having an attorney involved. Often, long-term disability policies have very specific definitions of disability you must meet to qualify as disabled from your job. The attorneys at Chisholm Chisholm & Kilpatrick will meticulously comb through your LTD policy to ensure no detail or requirement is missed. Our legal team has 33 years of collective experience working with numerous insurance companies and policies and know the kinds of evidence required to support your claim.
We also know that insurance companies do not always work in the sole interest of the claimant, and often operate in a way that will benefit their own business. They may seek to avoid paying claims wherever possible, which can lead to wrongful claim denials. Our attorneys understand how insurance companies operate, and have experience meeting their complicated requirements and strict deadlines. Missing a deadline can lead to a denial of benefits, so CCK will keep track of those deadlines to ensure none are overlooked. We work to make sure that every detail of your policy is met, taking the responsibility off your shoulders so that you are able to focus on your health condition.
Our Legal Team Will Prove That You Are Entitled to Long-Term Disability Benefits
To make sure you have the strongest possible case for long-term disability benefits, Chisholm Chisholm & Kilpatrick attorneys will gather an array of evidence that proves your disability. While medical records are often the leading source for long-term disability claims, our legal team may determine that your case can be strengthened by additional types of sources. Such sources might include:
- Treating physician reports: Reports by your treating physician can be important to your claim because medical records do not always delineate the full extent of your health condition. A report of observations can outline the day-to-day symptoms you have discussed with your physician that are not highlighted in your official medical documentation.
- Impact statements from personal references: Statements from friends, family, and coworkers can bolster your claim because these relations have likely witnessed how your condition affects your daily life. Friends and family may be aware of how your condition impairs you at home, while coworkers may be able to provide insight as to how it impairs you at work. Such witness statements can be very helpful to your claim.
- Opinions from outside experts: It may be determined that your claim can be supported by additional opinions or examinations from unbiased experts. CCK works with professionals with vocational expertise who can evaluate your occupation and determine whether your impairment renders you unable to perform its duties and requirements. Additional examinations may also strengthen your claim. These may include functional capacity and neuropsychological tests.
CCK Wants to Make Filing for Long-Term Disability as Easy for You as Possible
Chisholm Chisholm & Kilpatrick knows that gathering all the evidence and documentation necessary for your long-term disability claim takes valuable time and energy. We want you to be able to spend your time taking care of your health instead of focusing on the stress of applying for long-term disability benefits.
Whether you are filing an initial claim or appealing a wrongful denial of benefits, CCK may be able to assist you. If your first claim has been denied, it can be crucial that you get strong evidence in during the appeal stage. The appeal stage may be your last chance to get evidence onto the record, especially if your claim is ERISA-governed.
Our attorneys know how to build the strongest possible case and will help gather the necessary evidence to solidify your claim. You can rest assured that no matter where you are in the process of filing for long-term disability, our legal team is able to help you fight for the compensation to which you are entitled.
Call Chisholm Chisholm & Kilpatrick for a Free Consultation on Your Long-Term Disability Case
If you are suffering from a debilitating medical condition and are unable to work, you need to focus on taking care of your health. The attorneys at Chisholm Chisholm & Kilpatrick are available to help you by handling all aspects of your claim every step of the way. Our aim is to get you the benefits you deserve in an expedient and stress-free manner.
Our legal team serving Worcester, MA has the experience and expertise needed to carry out your claim no matter where you are in the application or appeal process. Whether it is privately purchased or ERISA-governed, we can help you with your claim. If you would like to see how we may be able to assist you with your specific claim, call us today at 800-544-9144 for an initial consultation at no cost to you.
Worcester Blog Posts
- 7 Common Long-Term Disability Claim Mistakes
The long-term disability (LTD) claim process is complex, and simple mistakes can be detrimental when filing a claim for LTD benefits. Insurance companies do not want to approve claims if they can help it, so a simple mistake can be enough for them to issue a denial. In this article, we will discuss seven of […]
- Long-Term Disability Insurance: What Is It, and Is It Worth Getting?
Unfortunately, we as humans are not invincible. It is easy to assume that “an accident won’t happen to me,” or “I’m healthy! I won’t get sick,” or “my illness really isn’t that bad.” Of course, there is no way of knowing what will happen in the future, which is why insurance exists in the first […]
- Long-Term Disability (LTD) After Age 65
If you become disabled after age 65, but were not planning on retiring any time soon, you may be worried about your ability to receive long-term disability (LTD) benefits and protect some of your income. Although you can usually still receive long-term disability benefits if you become disabled after age 65, your age will likely […]