Long-Term Disability (LTD) Attorney Serving Boston, MA
Becoming disabled and being unable to work can be scary and cause a great deal of stress. Further, the process of filing a claim for long-term disability (LTD) benefits can be frustrating and take time away from you that you could be using to treat and manage your condition. Even if your initial claim is approved, the insurance company could still terminate your claim at a later point. Regardless of what stage your claim is in, whether it is an initial claim or an appeal, you can still find assistance to help you get approved and stay on claim.
The LTD attorneys serving Boston, MA from Chisholm Chisholm & Kilpatrick LTD are here to help, allowing you to focus on your health while we put together the strongest possible claim for you. Call today for a free consultation with one of our experienced professionals at 844-549-4500.
How Can an Attorney Help with Your LTD Claim?
Although claimants can handle their own LTD claim, your claim will likely greatly benefit from having an attorney involved because insurance companies often do not act in your best interest. Unfortunately, while insurance companies are supposed to operate exclusively in the interest of the insured, they frequently act in a manner that benefits themselves. The attorneys at Chisholm Chisholm & Kilpatrick have 33 years of collective experience working with insurance companies and helping claimants get the benefits to which they are entitled. We understand the specific nuances and complications that can be involved in LTD claims. We strive to not only ensure you are being treated fairly by the insurance company, but also to bolster your claim with the RIGHT evidence to help you get on claim and stay there for the duration of your disability.
Our team is experienced in all aspects of the claims process. Accordingly, we can develop your claim from the ground up with your initial claim, or we can step in to assist you with a claim update or any other request being made by the insurance company. We can also handle the administrative appeal if your claim is denied. This means that no matter where you are in your claim for LTD benefits, you are not alone.
Our Attorneys Understand How to Prove You Are Entitled to LTD Benefits
In order to qualify for LTD benefits, you need to meet the applicable definition of disability. The attorneys at Chisholm Chisholm & Kilpatrick will thoroughly examine your LTD policy and other plan-governing documents to develop a strategy to build or bolster your claim.
Many different types of evidence may be submitted in support of your claim. A large part of your claim will likely consist of medical records. However, medical records are not the only way to demonstrate your inability to work. For example:
- Treating Physician Reports: Your providers may be able to offer additional insight not covered in your medical records by writing a report that encompasses aspects key to your claim. The questions Chisholm Chisholm & Kilpatrick asks your providers will be specific to the issues with your claim to strengthen any areas that may be subject to criticism by the insurance company.
- Impact Statements: Your family, friends, or even coworkers have likely witnessed how your disability impacts your ability to work and complete activities of daily living. Statements from your family, friends, and coworkers can further evidence the struggles you endure that may not be entirely documented in your medical records.
- Expert Opinions: Chisholm Chisholm & Kilpatrick has a wealth of experience dealing with experts from various fields who can provide professional and objective evidence demonstrating your inability to work. Your claim could be benefitted by functional capacity evaluations, neuropsychological evaluations, or vocational evaluations.
Chisholm Chisholm & Kilpatrick Will Handle All Communications and Take Care of Your Claim for You
Chisholm Chisholm & Kilpatrick is equipped to handle your claim at any stage in the process. We can assist you with your initial claim by gathering supporting medical records and completing all the required claim forms. If your claim has just been denied or terminated, we will thoroughly examine the claim file, come up with an effective appeal strategy, and then gather the necessary evidence to produce an appeal demonstrating that you meet your specific policy’s definition of disability. We are even able to assist you with your claim should it end up in court.
Our job is not done once you are on claim and receiving benefits. Even after your claim has been approved, insurance companies can be relentless in their pursuit for additional information to ensure you continue to meet the definition of disability. The constant requests for additional information can be time consuming, taking away time that you could use to focus on your health. Our legal team ease your burden by handling all communications and update requests from the insurance company. Our aim is to make the LTD claim process as worry-free as possible for you and your family.
Call CCK Now for a Free Consultation on Your Long-Term Disability Case
When you are disabled and unable to work, you will likely want to prioritize your health and your family, as opposed to your long-term disability claim. Unfortunately, insurance companies can make LTD claims time consuming and stressful, and wrongful denials are not uncommon. We are here to make sure you are treated fairly by the insurance company and help you receive the benefits to which you are entitled under your LTD policy. We are experienced and capable of handling the entirety of your case no matter what stage of the process you are in, whether it is the initial claim, an administrative appeal, or even court. Call 844-549-4500 today for a FREE consultation to see if we might be able to assist you with your LTD claim.