Long-Term Disability Lawyer Serving Arlington, MA
When you become disabled because of a medical condition that prevents you from doing work, you may need to file a claim for long-term disability (LTD) benefits. This process is often complex and confusing. Further, insurance companies usually exacerbate the process when they put their business needs above your health. However, if you need to file an initial claim or appeal a denial of benefits, you do not have to do it alone.
Our legal team serving Arlington, Massachusetts from Chisholm Chisholm & Kilpatrick are ready to help fight for your claim. It does not matter where in the process you are currently, our long-term disability lawyers are here for you. To see how we can help you, call us today at 800-544-9144 for a free consultation.
How Long-Term Disability Attorneys Can Help with Your Claim
When you are filing for long-term disability, it is important to make sure you are meeting deadlines and procuring all necessary evidence for your case. While many claimants decide to do this process alone, there are attorneys who can take the burden off your shoulders.
The benefits of having an LTD lawyer cannot be underestimated. Your insurance company’s policy will have a definition of disability that you must prove applies to you. Our legal team at Chisholm Chisholm & Kilpatrick, with over 30 years of experience, will thoroughly review your policy and formulate the best way forward. Moreover, they will ensure that all the evidence needed is gathered efficiently.
When filing a long-term disability claim, there are strict deadlines that must be met. If even one of these deadlines is missed, it can result in the loss of benefits. You do not want this to happen, and our attorneys will ensure that it does not. We will take care of submitting all requirements listed by your insurance company, so you do not have to worry.
Additionally, if you are filing for an appeal after an initial claim denial, it is vital that you gather the proper kind of evidence. Under ERISA law, the appeal stage may be the last chance you have to deliver new evidence on the record. An ERISA attorney will know exactly how to handle these laws so that it gets done right the first time.
CCK Lawyers Will Prove You Meet the Definition of Disability by Gathering the Right Evidence
Dealing with insurance companies that put their own business interests ahead of the needs of the claimants is stressful. Often, this leads to confusing and complicated policy requirements, poor communication, and complex demands that are designed to put claimants at a disadvantage. Having a long-term disability insurance attorney is beneficial because they will help you navigate these difficult situations.
Chisholm Chisholm & Kilpatrick lawyers know how these insurance companies operate. There is always a lot of evidence that is required to prove you are disabled, and our legal team serving Arlington, MA knows exactly what you will need. Medical records are rarely enough to prove you are disabled. Additional evidence we can procure includes:
- Treating physician reports: These reports are great supplemental evidence about the nature of your condition. Your treating physician has insights as to how your symptoms impact you daily. These sorts of insights are not present on regular medical records. There are some doctors who may not want to fill these reports out, but our legal team can help you explain to your physician why a personal report is vital for your case.
- Testimonies by person acquaintances: Oftentimes, there are other people who witness firsthand how your condition affects you. Obtaining witness statements from family members, friends, and coworkers can strengthen your case considerably. The witness statements from family members and friends help illustrate how your condition impairs your daily living. The witness statements from coworkers help illustrate how your condition impairs your ability to work.
- Evaluations from outside experts: CCK works with many outside experts that can help provide supplemental evidence for your claim. These outside experts can perform various assessments, such as functional capacity, neuropsychological, and vocational evaluations. These examinations are objective and provide great insight into the nature of your condition.
Taking the Stress of Filing for Long-Term Disability in Arlington Off Your Shoulders
The long-term disability attorneys at Chisholm Chisholm & Kilpatrick know that a debilitating condition is both stressful and upsetting. Our goal is to take the stress of filing for LTD off your shoulders. Whether you are filing an initial claim or appealing a wrongful denial of benefits, we can help you wherever you are in the process.
CCK attorneys are equipped to handle your case no matter what. Our legal team will work with you to make sure you have the strongest case possible so that you may obtain your long-term disability benefits. We know how to effectively communicate with insurance companies, doctors, and experts to get your claim approved.
Filing a claim is always stressful, and we do not want that stress to inhibit you from taking care of your health. Let us take care of the LTD claim so you can take care of your well-being.
Contact Us for a Free Consultation Today
If you find yourself in a situation where you are disabled and unable to work, you need to file a claim for long-term disability benefits. However, this is a stressful process. The attorneys at CCK are ready to fight for your case so that may receive your benefits.
Our team serving Arlington, MA has the experience necessary to help get your claim approved. Whether it is privately purchased or ERISA-governed, we may be able to help. Contact us today at 800-544-9144 for a free consultation on your case and see how we can help you.
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