Long-Term Disability Lawyer Serving Rockville, MD
If you have developed a medical condition in Maryland that prohibits you from working, your long-term disability (LTD) policy—often included as one of your employee benefits—may be able to help cover your pre-disability earnings while you recover. However, policy requirements can be strict and time-consuming, and insurers may seize any opportunity to delay or deny your benefits.
Fortunately, if you live in Rockville, MD, then an LTD attorney from Chisholm Chisholm & Kilpatrick (CCK Law) may be able to help.
CCK Law has been helping LTD claimants since 1999. In that time, we have helped hundreds of claimants get the disability benefits they need, and we may be able to help you too. Whether you are filing an initial claim or appealing a denial from your insurer, we have the experience to assist you. Call us today at (800) 544-9144 for a free case evaluation.
Quick Disability Statistics about Rockville, Maryland
Many individuals in Rockville, MD, may be suffering from a disabling medical condition that is stopping them from working. Healthcare costs are also rising. This combination makes getting long-term disability benefits more important than ever to the people of Rockville. The following statistics illustrate this situation:
- Rockville, MD
- Total disabled population: 11.3%
- Total population: 67,117
- Maryland
- Total healthcare costs: ~$17 billion
- Healthcare costs per person with a disability: ~$21,118
Local Healthcare Facilities
When suffering from a medical condition that qualifies for LTD benefits, it is important to receive all recommended treatments (and usually a requirement by your LTD insurer). Those living in Rockville, MD, have several healthcare facilities they may utilize, including:
- Adventist HealthCare Shady Grove Medical Center
- 9901 Medical Center Drive, Rockville, MD 20850
- Patient First Primary and Urgent Care Rockville
- 726 Rockville Pike, Rockville, MD 20852-1133
Common Medical Conditions in Rockville, MD
There are many medical conditions that can interfere with employment and thus make a person eligible for long-term disability benefits. Note that to receive benefits, you must prove that your condition meets your policy’s specific definition of disability. Common medical conditions that often qualify a person for LTD benefits include:
How CCK Law Can Help You with Your Rockville LTD Claim
CCK Law has gone up against the biggest insurance companies, such as Unum and The Hartford. We tailor our approach to each client to ensure the best chances of success. Some of the ways we help our clients include:
- Acting as a point of contact between you and your insurer
- Collecting and submitting all evidence on your behalf
- Tracking all filing deadlines
- Ensuring all claims are compliant with ERISA
- Submitting a comprehensive appeal to the insurance company if you receive a denial of your initial claim
- Litigating in court when necessary
- And more
Call CCK Law Today
A long-term disability lawyer serving Rockville, MD, from CCK Law is ready to help you at any stage of the claim process. Whether you need help filing an initial claim, an appeal, or a lawsuit in court, we are capable of assisting you. Call us today at (800) 544-9144 for a free case evaluation with a member of the CCK Law team serving Rockville. We will analyze your case and determine if we can help.
Rockville Blog Posts
- When Does Long-Term Disability Start?
People suffer from medical conditions that impact their ability to work every day. When you are unable to work for an extended period of time due to an illness or injury, it can become overwhelming. You may worry about how you are going to provide for yourself and your family. If you have long-term disability […]
- Why Long-Term Disability Benefits May Be Terminated After Initial Approval
If you have a disabling health condition that keeps you out of work, you may be receiving long-term disability (LTD) benefits. While it is a relief to be approved after the process of filing a claim, it is important to keep in mind that an insurance company can still find a reason to terminate your […]
- Long-Term Disability (LTD) Insurance Company Deadlines: ERISA
Employer-provided long-term disability (LTD) policies are governed by the Employee Retirement Security Act of 1974 (ERISA), which includes requirements for deadlines. Insurance companies must follow the ERISA regulations when issuing decisions on your long-term disability claim or appeal. Initial Claim Decision Deadlines In order to receive long-term disability (LTD) benefits, you will need to file […]