Long-Term Disability (LTD) Lawyer Serving Hartford, CT
Developing a medical condition that prevents a person from working can upend their life. Long-term disability (LTD) benefits can help protect their pre-disability earnings but are often challenging to obtain. If you live in Hartford, CT, then you may require the assistance of a long-term disability lawyer.
Chisholm Chisholm & Kilpatrick has been helping LTD claimants for over 25 years and may be able to help you too. If you live in Hartford, Connecticut, and need help with your disability claim, you can call us at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Hartford, Connecticut
Many individuals in Connecticut are dealing with a disability. Although not every disability may lead to eligibility for long-term disability benefits, if you are grappling with serious and expensive medical conditions, you are not alone:
- Hartford, CT
- Disabled Under Age 65: 11.8%
- Total Population: 120,686
- Connecticut
- Total Healthcare Costs: ~$12.5 billion annually
- Healthcare Costs Per Person with a Disability: ~$21,927
Local Health Facilities
Hartford, CT, is home to numerous healthcare facilities that individuals with long-term disabilities might find beneficial for managing their conditions. Among these facilities are:
- Hartford Hospital
- 80 Seymour Street, Hartford, CT, 06102
- Francis Hospital
- 114 Woodland Street, Hartford, CT, 06105
Common Medical Conditions in Hartford, CT
An array of health condition may impair someone’s ability to work, but to be eligible for LTD benefits, these conditions must meet the definitions and requirements of their LTD policy.
That said, medical conditions that often qualify for LTD benefits include:
Chisholm Chisholm & Kilpatrick’s long-term disability lawyers serving Hartford, CT, are equipped to gather any available proof that someone’s condition meets their policy’s terms.
How CCK Can Help You with Your Hartford LTD Claim
CCK has been helping LTD claimants since 1999, and we are eager to help you at any point in the claims and appeals process. Some of the ways we can help you include:
- Reviewing your insurance policy for key terms
- Reviewing your denial letter for refutable points
- Tracking all filing deadlines
- Collecting and submitting all evidence on your behalf
- Acting as a point of contact between you and your insurer
- Ensuring your claim is compliant with ERISA
- And more
Insurance companies such as Unum frequently deny claims. Our team knows how to handle these companies and help ensure that claims receive a fair review.
Call CCK Today
If you live in Hartford, CT, and need help with your long-term disability claim, we may be able to help. A long-term disability lawyer from CCK is ready to analyze your case. Call us today at (800) 544-9144 for a free case evaluation with a member of our team serving Hartford, CT.
Hartford Blog Posts
- Getting Long-Term Disability (LTD) Benefits for Alzheimer’s Disease
Alzheimer’s disease is a neurological disorder in which the brain begins to deteriorate over several years, leading to memory and cognitive function impairment. While over 6 million people in the United States ages 65 and over live with Alzheimer’s disease, it can affect people much younger. Alzheimer’s marks a continuous decline in cognitive abilities that […]
- Health Insurance While on Long-Term Disability
Dealing with a long-term disability claim is stressful enough without also worrying about your health insurance coverage. If you have a group long-term disability policy and health insurance through your employer, it may be cause for concern. In this article, we hope to answer some of the questions you may have regarding your health insurance […]
- Do I Have to Pay Back My Long-Term Disability?
Developing a disability can be stressful for you and your family. Fortunately, many employers offer long-term disability (LTD) benefits to their employees. This insurance — which you can also buy privately from an insurance company — can protect a percentage of your pre-disability earnings when you are unable to work due to an illness or […]