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Long-Term Disability Lawyer Serving Glastonbury, CT

When you have developed a disability and need to file a long-term disability (LTD) claim, the process can become very stressful.  If your insurance company denies your claim or terminates your long-term disability benefits, the process may become overwhelming.  However, this is not something you have to do alone.  Whether it is an initial claim or an appeal of a denial of your benefits, there is someone to help you.

A long-term disability lawyer serving Glastonbury, CT from Chisholm Chisholm & Kilpatrick may be able to help.  Regardless of where you are in the process, our attorneys can assist you.  We will put together the strongest possible case for your disability claim.  Call today for a free consultation with a member of our team serving Glastonbury, CT at 800-544-9144.

Why Is It Important to Contact an Attorney Regarding Your LTD Claim?

There are many claimants who decide to file a long-term disability claim on their own.  However, it is beneficial to hire a long-term disability attorney to help with the process.  Insurance companies do not always act in your best interest and often focus on how they can benefit.  Luckily, the attorneys at Chisholm Chisholm & Kilpatrick have over three decades of experience dealing with insurance companies and understand how they operate.

Our legal team serving Glastonbury, CT will review your policy thoroughly.  We will evaluate your definition of disability.  This definition is crucial because it defines the terms you must meet to qualify for LTD benefits.  We work to make sure our clients get the benefits to which they are entitled. Long-term disability premiums vary across professions. For example, healthcare professionals like anesthesiologists tend to receive higher premiums. Our lawyers can help you fight for the highest amount of benefits.

Moreover, there are strict deadlines that must be met when filing for LTD.  The deadlines are a vital part of the process.  If one is missed, it could result in a loss of your right to benefits.  The attorneys at Chisholm Chisholm & Kilpatrick will ensure these deadlines are tracked and met so you do not have to worry.

Our Attorneys Will Collect Evidence to Prove Your Claim for LTD Benefits in Glastonbury

Your policy defines what being “disabled” means.  It is important to understand this definition. Our lawyers have helped clients across different professions receive benefits, including truck drivers and brain surgeons.

However, proving you are disabled is more than just providing medical records to the insurance company.  There is supplemental evidence that must be procured.  Supplemental evidence that we can help you obtain includes:

  • Reports from your treating physician: Obtaining a personalized report from your physician is beneficial to your claim. This report strengthens your case because it highlights specific aspects of your condition that ordinary medical records do not. Even if you suffer from a more common condition, like high blood pressure, your physician is aware of how your condition affects your daily life. Having a report with these details shows why your symptoms warrant LTD benefits for hypertension.
  • Statements from your family, friends, and coworkers: Being diagnosed with a chronic disease like cancer can change your entire family’s life. Witness statements from people who know you bolster your claim significantly. Your family and friends can attest to how your condition affects your homelife, while coworkers can attest to how your condition affects your ability to work.
  • Outside opinions from experts: Sometimes you may need opinions from outside experts to help strengthen your LTD claim. Chisholm Chisholm & Kilpatrick work with a variety of experts in different fields who can perform these additional evaluations.  For example, if you suffer from osteoarthritis, experts will try to determine any physical impairments caused by the condition and evaluate how it impacts your ability to work. These outside experts can provide functional capacity, neuropsychological, and vocational evaluations. These outside experts can provide functional capacity, neuropsychological, and vocational evaluations.

CCK Will Ease the Burden of Filing Your Long-Term Disability Claim

CCK knows that filing a long-term disability claim is stressful, especially while managing your health.  Our legal team serving Glastonbury, CT wants to alleviate this burden for you.  We can serve as a point of contact between you and your insurance company.  This ensures that all transactions are handled efficiently.  Additionally, we will gather all the evidence necessary to help you file your initial claim or appeal a denial of your benefits.

It is helpful to have a long-term disability lawyer advise you so that you avoid any missteps.  CCK can help you get your claim approved.

We will continue to help you even after your claim is approved.  We will help you manage any further requests from your insurance company.  Insurance companies often require updated documentation.  As your point of contact, we will make sure nothing is missed.  The legal team at Chisholm Chisholm & Kilpatrick want you to take care of your health while we take care of the LTD process.

Contact Us Today for Your Free Consultation

If you are unable to work due to a debilitating medical condition, CCK may be able to help you file for long-term disability benefits. Whether you are filing an initial claim or fighting a denial of benefits, we can assist you.

We have the experience needed to prove that your medical condition meets the requirements set forth by your insurance company. The LTD lawyers serving Glastonbury, CT want to help you receive the benefits you deserve.

For a free consultation with a member of our team, call 800-544-9144 today.