Long-Term Disability Lawyer Serving Manchester-by-the-Sea, MA
Developing a medical condition that prevents you from working can be challenging. Long-term disability (LTD) benefits can help protect a person’s income when this happens. However, it can be difficult to obtain these benefits in Massachusetts since many insurance companies deny these claims.
Luckily, this is not something you must do on your own. A long-term disability lawyer serving Manchester-by-the-Sea, MA, from Chisholm Chisholm & Kilpatrick may be able to help. Since 1999, we’ve been helping LTD claimants get the benefits they need. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.
Quick Disability Statistics for Those Living in Manchester-by-the-Sea, Massachusetts
Many individuals living in Massachusetts suffer from medical conditions that prevent them from working. Healthcare costs are rising, and the following statistics highlight the potential need for LTD benefits:
- Manchester-by-the-Sea, MA
- Total disabled population: 6.1%
- Total population: 69,657
- Massachusetts
- Total healthcare costs: ~$24.8 billion
- Healthcare costs per person with a disability: ~$22,017
Local Healthcare Facilities
In Manchester-by-the-Sea, MA, local healthcare facilities are limited. However, the primary healthcare facility in the area is:
- Beth Israel Lahey Health Primary Care—Family Medicine Associates—Manchester
- 195 School Street, Manchester-by-the-Sea, MA 01944
Many insurance companies require that long-term disability claimants receive treatment for their conditions to receive benefits. Therefore, it is important to utilize local healthcare facilities for a disabling condition.
Common Medical Conditions in Manchester-by-the-Sea, MA
Many medical conditions can prevent a person from working. However, it is important to note that it is not the condition itself that qualifies for LTD benefits, but how that condition prevents a person from working that does. Nonetheless, some common medical conditions in Manchester-by-the-Sea that could qualify for LTD benefits include:
How CCK Law Can Help You with Your Manchester-by-the-Sea LTD Claim
CCK Law has been helping long-term disability claimants for over 25 years. We’ve gone up against all the big insurance companies, like Unum and The Hartford, and know how they operate. We tailor our approach to each individual client’s situation. Some of the ways we can assist you with your LTD claim or appeal include:
- Collecting and submitting all evidence
- Acting as a point of contact with the insurance company
- Tracking all filing deadlines
- Ensuring your claim is compliant with ERISA
- Reviewing the denial letter if your insurer denies your initial claim
- Litigating in court if necessary
- And more
Call CCK Law Today
A long-term disability attorney serving Manchester-by-the-Sea, MA, from CCK Law is prepared to help you at any stage of the claims process. We understand how frustrating and difficult this process is and want to assist. Call us today at (800) 544-9144 for a free case evaluation with a member of our team.