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Tendonitis and Long-Term Disability Benefits

June 26, 2017
Tendonitis and Long-Term Disability Benefits

Tendonitis is the irritation of a tendon, which attaches your muscles to your bones. It can start out as a mildly irritating problem, but if you repeatedly aggravate the injury, it could lead to a serious injury that could require you to take a long-term disability leave.

Tendonitis can occur in any of the body’s tendons, but it is commonly found in the shoulders, elbows, knees, wrists, and heels. Tendonitis is also known as tennis elbow, swimmer’s shoulder, or jumper’s knee, as certain activities that involve repetitive joint movements often result in tendonitis of a particular tendon.

Pain when moving the joint, swelling, and tenderness, are common symptoms of tendonitis. Many mild cases can be resolved with rest and pain management. If your symptoms persist or start to worsen, you should consider seeing your doctor.

Tendonitis is usually caused by repetitive movements. If your job requires you to repeatedly lift your shoulder or bend and straighten your elbow, it could lead to a case of tendonitis, particularly if you need to use a lot of force during these movements.

Tendonitis can lead to further complications if it is not properly treated, or if the tendon is continually exposed to repetitive stressors. Tendon rupture is possible, which may require surgery to fix. Tendonitis can also lead to tendinosis, a degenerative condition that causes changes in the tendon.

If your job requires you to continually use the affected joint, your ability to work be impacted by tendonitis or the complications of tendonitis. You may be able to request reasonable accommodation, or use ergonomic principles to reduce the stress on your tendons. However, if your tendonitis is not resolved, you may have to take a short-term disability leave or file a claim for long-term disability benefits.

If you are able to continue working in a reduced role, you may be able to receive benefits due to a partial disability. Typically, if you make less than 20 percent than your previous salary, you will be considered fully disabled. Your particular insurance policy will have its own specific terms and restrictions that a long-term disability attorney will need to analyze to help you with you claim.

Contact the experienced ERISA lawyers at Chisholm Chisholm & Kilpatrick to discuss your right to appeal a disability claim denial.  Visit our page on LTD claim denials to learn more and to download our free ERISA law guide.