FAQ Friday: Aid and Attendance Benefits (A&A)
Q. What is Aid and Attendance?
The need for Aid and Attendance (A&A) is a medical circumstance that veterans face when they require regular care from another person in order to carry out the activities of daily living. A&A benefits are paid to veterans, their dependents, or survivors at rates higher than standard VA pension or VA disability compensation. These benefits fall under programs referred to as Enhanced Pensions and Special Monthly Compensation (SMC); you may not receive both an Enhanced Pension and Special Monthly Compensation, you must choose one.
Q. What is Special Monthly Compensation (SMC) and what qualifies me for A&A benefits?
Special Monthly Compensation (SMC) is an monthly, tax-free benefit paid to veterans (as well as their spouses and survivors) suffering from especially serious disabilities related to their time in service. SMC for aid and attendance is paid to veterans instead of standard disability compensation.
In order to qualify for aid and attendance benefits in the form of Special Monthly Compensation (SMC), a veteran must require the assistance or supervision of another person to do activities of daily living such as, but not limited to:
- Getting dressed;
- Bathing and maintaining personal hygiene;
- Preparing meals and eating;
- Using the restroom;
- Adjustment of prosthetic or orthopedic appliances that most others would usually be able to perform alone.
Other criteria that qualifies a veteran to receive A&A benefits include:
- If the veteran’s mental disability requires the regular care of another person in order to protect them from hazards in their daily environment;
- If the veteran is “bedridden,” meaning that their medical condition is so severe that it requires the veteran to remain in bed. This does not apply to a temporary, prescribed period of bedrest.
One does not have to meet all of the criteria listed above in order to qualify for Special Monthly Compensation based on the need for aid and attendance.
There are many different “levels” of SMC used to clearly define the additional compensation to which a veteran is entitled based on their service-connected medical condition(s). The SMC level for veterans requiring regular A&A is SMC(r); this level of SMC is split into SMC(r1) and SMC(r2):
- SMC (r1) is given if the veteran’s aid and attendance can be performed by non-medical professional, such as family member.
- SMC(r2) is given if the A&A required must be performed by a licensed medical professional, or by someone working on behalf of a licensed medical professional. To qualify, VA must determine that the veteran would otherwise have to be hospitalized, placed in a nursing home, or otherwise institutionalized if they did not have access to in-home care.
Housebound benefits are provided under level SMC(s). If a veteran is considered permanently housebound, it means that he or she is expected to be unable to leave their home indefinitely due to a service-connected disability. Veterans may also qualify for housebound benefits if they have one service-connected disability rated at 100%, in addition to a disability from a different bodily system rated at 60% disabling. This second disability does not need to be service-connected. You may not receive SMC(r) and SMC(s) simultaneously. Monthly rates for these levels of SMC can be found here.
Q. What Qualifies me for a VA Pension?
In order to determine if you qualify for an Enhanced Pension based on the need for regular aid and attendance, it is important to first understand what a standard VA pension is, and the criteria you must meet in order to receive it.
VA pension is a needs-based, monthly, tax-free benefit paid to low-income veterans facing financial challenges. In order to qualify for a VA pension, a veteran must have been discharged under conditions other than dishonorable. According to VA’s website, those who started active duty prior to September 7, 1980 must have served for at least 90 days while on active duty, with at least one day during a wartime period. Those entering active duty after that date must have served for “at least 24 months or the full period for which you were called or ordered active duty, with at least one day during a wartime period.”
Veterans must also have a countable income below the Maximum Annual Pension Rate (MAPR), the yearly income limit set by law to receive a VA pension. In addition to the preceding qualifications, a veteran must meet further criteria in order to qualify for a standard VA pension:
The veteran must be:
- Age 65+; OR
- Permanently and Totally (P&T) disabled due to any condition (does not have to be service-connected); OR
- In a nursing home receiving professional care; OR
- Receiving Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI).
Q. What criteria must I meet to receive an enhanced pension based on the need for A&A?
An enhanced pension rate is provided to veterans based on their need for regular A&A; these enhanced benefits are paid in addition to a standard VA pension. If you do not qualify for a standard pension due to income limits, you may still qualify for an enhanced pension.
Veterans are eligible to receive an enhanced VA pension if:
- Assistance is required from another person in order to perform daily activities such as: using the restroom, bathing oneself, eating, getting dressed, adjusting prosthetic appliances, and protecting themselves from hazards in their daily environment; OR
- They are bedridden, meaning their disability requires them to remain in bed. This does not apply for periods of bedrest prescribed by a medical professional; OR
- The veteran is a patient in a nursing home because of a “mental or physical incapacity;” OR
- Their corrected (with glasses or contacts) visual acuity for both eyes is 5/200 or less, or “concentric contraction of the visual field to five degrees or less.”
Increased monthly pensions are also available to veterans who are deemed to be housebound, or confined to their home, due to a permanent disability.
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