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Seeking Denied Disability Benefits

Private Disability Insurance

​At our firm, we help those people who may have bought a private disability policy and are now facing a denial of coverage. After paying monthly premiums for years and years, they become disabled after suffering an injury or illness (such as cancer, broken bones, back injury, fibromyalgia, multiple sclerosis or depression) and are unable to work or perform their job. They make a claim for benefits and are denied because the insurance company claims they are not disabled, despite what a doctor states. They are left unable to work and without income. The insurance company can now be held liable for improperly withholding benefits.

Consequential and Punitive Damages

In addition to seeking unpaid disability benefits, an individual can also sue for consequential and punitive damages. Consequential damages are those that an insured individual incurs in addition to not receiving benefits. For example, as a “consequence” of not receiving benefits, a person will lose their home since they no longer can make mortgage payments. They no longer can pay bills, pay for prescriptions, pay child support and then may lose custody of their children.

​Punitive damages are those that are court-ordered to punish the insurance company for their wrongdoing in order to create a disincentive for other insurance companies in the future from acting in a similar fashion.

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  • It has been one of the best legal experiences that I have personally encountered. Their follow up and their follow thru has been on perfect terms. Wow, they have given me a celebrity experience! Impressive! Read More » K. Nade, October 2017
  • These people are FANTASTIC!!! I highly recommend this firm to Veterans everywhere. Honest Legal Help like this is priceless and they are extremely skilled. So Satisfied with the results...5 stars!! Read More » Anonymous, October 2017
  • I cannot begin to say how grateful I am to this Firm. From the Class A staff to the Lawyers, there are no complaints. Everyone treated me fantastic!! After 30 yrs of fighting on my own, they were able to win my case in less than 15 months. Read More » C. Marie, September 2017
  • My case was initially rejected by the VA but with the thorough review by CC&K , the VA agreed with the case that CC&K made and awarded my initial rating of 30% retroactive to 1975. Read More » Edward M., September 2017
  • We had struggled for eight plus years, with the VA, and got nowhere. Our case was sent to CC&K and in less than one year, we were they won all his back pay and 100% rating. We could not be more pleased. We highly recommend this firm for anyone struggling with the VA. Read More » Anonymous, September 2017
  • I thought I could go it alone. I filed several disability claims through the VA only to be denied over and over again. I knew I needed help. I found that help with the law firm of Chisholm Chisholm & Kilpatrick. They filed for me and won. Read More » Gene W., July 2017
  • I'm so glad we sought the help of CCK on my husband's VA claim. We had been going back and forth with the VA for 5 years on his claim without seeing any progress. Then we found CCK and the case was resolved in about a year! Read More » Sarah C., June 2017
  • I was fighting for my VA disability compensation for 10 years. I was ready to give up and then CCK took my case. I immediately felt at ease because they kept me informed every step of the way and there was so much less stress for me. Read More » Raul B., March 2017
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