Long-Term Disability: Definitions of Disability
In this video from our Long-Term Disability Practice, CCK Partner Mason Waring and attorney Leah Small discuss:
- Why definitions of disability are important
- “Own occupation” vs. “Any occupation”1
- Own Occupation (and “Regular Occupation”) definition of disability
- “Material Duties” – Physical vs. cognitive duties
- Material duties of almost every job
- Any Occupation definition of disability
- Any “gainful occupation”
- Doctors appointments
- Training, education, experience, and age
- Specialties & the “own occupation” definition of disability
- Social Security Disability Insurance vs. Long-Term Disability Insurance definitions
- The Value of Vocational Evidence in Long-Term Disability Claims
- Long-Term Disability Insurance: What Is It, and Is It Worth Getting?
- Long-Term Disability (LTD) After Age 65
- Navigating Your Long-Term Disability (LTD) Insurance Claim Through the COVID-19 Pandemic
- Going from Short-Term Disability to Long-Term Disability
- How Will I Pay for My ERISA Disability Lawyer?
- Life Insurance Claim Denials
- My Doctor Says I’m Disabled. Doesn’t the Insurance Company Have to Approve My LTD Claim?
- Do You Need to Be Concerned About Disability Claim Deadlines?
- Do You Qualify for Long Term Disability Benefits?
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