Long-Term Disability: Definitions of Disability
In this video from our Long-Term Disability Practice, CCK Partner Mason Waring and attorney Leah Small discuss:
- Why definitions of disability are important
- “Own occupation” vs. “Any occupation”1
- Own Occupation (and “Regular Occupation”) definition of disability
- “Material Duties” – Physical vs. cognitive duties
- Material duties of almost every job
- Any Occupation definition of disability
- Any “gainful occupation”
- Doctors appointments
- Training, education, experience, and age
- Specialties & the “own occupation” definition of disability
- Social Security Disability Insurance vs. Long-Term Disability Insurance definitions
- How to reopen a VA claim with new and material evidence
- Board Erred in Determining Veteran Lacks New and Material Evidence to Re-Open Vertigo Claim
- New and Material Evidence: How To Use It To Your Advantage
- Board Erred in Determination of No New and Material Evidence for Inguinal Hernia Claim
- Can ERISA Lawyers Deal With My Insurance Company For Me?
- Do You Have Disability Insurance Coverage?
- How Do You Learn More About Your Disability Insurance Coverage?
- The insurance company is calling me and sending me letters, should I speak with them?
- My Doctor Says I’m Disabled. Doesn’t the Insurance Company Have to Approve My LTD Claim?