Long-Term Disability: Definitions of Disability
In this video from our Long-Term Disability Practice, CCK Partner Mason Waring and attorney Leah Small discuss:
- Why definitions of disability are important
- “Own occupation” vs. “Any occupation”1
- Own Occupation (and “Regular Occupation”) definition of disability
- “Material Duties” – Physical vs. cognitive duties
- Material duties of almost every job
- Any Occupation definition of disability
- Any “gainful occupation”
- Doctors appointments
- Training, education, experience, and age
- Specialties & the “own occupation” definition of disability
- Social Security Disability Insurance vs. Long-Term Disability Insurance definitions
- When Does Long-Term Disability Start?
- Long-Term Disability Claims for Finance and Banking Professionals
- Getting Long-Term Disability (LTD) Benefits for Thoracic Outlet Syndrome
- How Long Do Long-Term Disability (LTD) Benefits Last?
- Going from Short-Term Disability to Long-Term Disability
- Why do insurers deny long-term disability claims?
- Can ERISA Lawyers Deal With My Insurance Company For Me?
- What Are Some Common Disability Coverage Limitations?
- Do You Qualify for Long Term Disability Benefits?
- How Do You Learn More About Your Disability Insurance Coverage?
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