Hypertension and Long-Term Disability Benefits
Hypertension, also known as high blood pressure, occurs when the force of blood flowing through your blood vessels is consistently too high. About 85 million Americans, or one out of every three adults over age 20, have hypertension, and many are not aware of it.
Hypertension is known as a “silent killer” because there are no obvious outward signs of this condition, and it can increase the risk of stroke, heart attack, and other serious health threats. Many factors can increase the risk of high blood pressure, including family history, race, age, gender, a lack of exercise, dietary factors, and being overweight or obese.
If your blood pressure is to too high for long periods of time, it damages your blood vessels and increases the workload of your circulatory system. High blood pressure can increase your risk for heart failure, vision problems, kidney problems, and sexual dysfunction.
To receive long-term disability benefits for high blood pressure, you will need to prove that your symptoms significantly interfere with your ability to work. High blood pressure can often be managed with lifestyle changes and medication, so you will have to show that your ability to perform certain activities is limited by either high blood pressure or a secondary condition caused by high blood pressure.
For example, if you experience severe fatigue or vision problems due to your high blood pressure, you are more likely to be limited in your ability to work than if you have high blood pressure without these symptoms. If your high blood pressure exists alongside diabetes, then you may experience additional complications that can support a claim for long-term disability benefits.
High blood pressure alone will likely not convince an insurance company to pay long-term disability benefits, but if you experience symptoms that impact your ability to work, you may be entitled to disability benefits. Be sure to document all of your medical problems, as well as any attempts to control your high blood pressure. If you are not sure whether you are eligible for long-term disability, or if you claim has previously been denied, talk to a long term disability attorney about your case.
Contact the experienced ERISA lawyers at Chisholm Chisholm & Kilpatrick to discuss your right to appeal a disability claim denial. Visit our ERISA law page to learn more about disability claim denials and to download our free ERISA law guide.
Category: ERISA Law