The Nation’s Premier ERISA Claim Attorneys
If you have been denied insurance benefits, CCK’s team of experienced ERISA attorneys can help secure those benefits to which you are entitled. Our ERISA attorneys have the knowledge and expertise to handle complex cases in long-term disability, short-term disability, life insurance, long-term care insurance, and pension benefits.
What is ERISA?
Although there are exceptions, most disability, life, health and long-term care policies, as well as pension benefits, provided by your employer are covered by the Employee Retirement Income Security Act (ERISA). This federal statute usually pre-empts state laws designed to protect consumers and creates significant (but not insurmountable) hurdles for claimants seeking benefits to which they were promised. Our lawyers know how to interpret these ERISA statutes, the applicable Department of Labor Regulations, the plan documents and the case law of the federal courts to protect your entitlement to benefits.
If you purchased a long-term disability, short-term disability, life insurance, long-term care insurance policy or you work for the government or a church-related organization, then ERISA does not usually apply and the state laws designed to protect insured individuals are available for our attorneys to use in securing your benefits. Regardless of the specific type of policy you have, we will work to secure your benefits.
If your claim has been denied, you may have a limited amount of time to appeal the decision, so it is important to get help as soon as possible.